said trust fund and all unappropriated income to our
children, her surviving, in equal shares, and to the
descendants of those who may be deceased, per stirpes and
not per capita, to whom I give and bequeath the same, if
over the age of thirty years.
 
     In case the beneficiary of any one or more of said 
shares shall not have attained the age of thirty years, 
at said time, then I give and bequeath the share of such
beneficiary or beneficiaries to my said Trustee, hereafter
named, IN TRUST for the following uses and purposes:-   
Each said share shall be invested in good securities and
kept so invested, and shall be held by my said Trustee as a
separate trust fund for the beneficiary thereof, and said
Trustee shall collect the interest and income from each of
said trust funds and accumulate same, keeping each fund and
the interest thereon separate at all times from every other
fund, until the beneficiaries of each fund shall
respectively attain the age of twenty one years. As each of
said beneficiaries respectively attains the age of twenty
one years all accumulated interest abd income on his or her
trust fund shall be paid over to him or her, and thereafter
the interest and income from his or her trust fund shall be
paid in equal quarterly installments to him or her until he
or she respectively attains the age of thirty years, at
which time the corpus of his or her trust fund and all
unappropriated interest and income from shall be paid over
and delivered to him or her, provided he or she shall not
have borrowed or attempted to borrow against his or her
trust fund. If any of said beneficiaries shall or attempt
to borrow against his or her trust fund, then and in that
event I hereby order and direct that the trust fund of such
beneficiary shall not be paid over to him or her, but such
trust fund shall continue to be held by my said Trustee IN
TRUST for such beneficiary during his or her life and he or
she shall receive from my said Trustee, only the income
from such fund during his or her life, and at his or her
death said fund shall go
 
 
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